Why property values continue to grow faster than interest rates

Investing is not a matter of timing, but of strategy

Many buyers wait for “the perfect moment” to invest, hoping that rates will fall. However, in the Florida real estate market, waiting can be more expensive than acting.

The current context

In 2025, 30-year mortgages in Florida remain around 6.2%, but property prices continue to grow between 4% and 6% annually.
This means that a home that costs $400,000 today could be worth $424,000 next year.

The myth of the ideal moment

The real secret is not in finding the best moment, but in having a smart strategy.
You can refinance your rate when the market changes, but you can’t turn back the market value.

Investing with a long-term vision

Florida continues to attract families, professionals, and investors for its quality of life, tax incentives, and constant expansion.
Buying today is not just about acquiring a property:
it’s about securing your place in a market that continues to move forward.